Thatcher Wealth Management is a registered investment advisor based in Grand Rapids, Michigan, offering ongoing portfolio management and financial planning services. Thatcher Wealth Management builds customized portfolios using fundamental and technical analysis, primarily recommending exchange-traded funds, mutual funds, individual stocks and bonds, options, and insurance products. The firm operates with the authority to make trades without asking first, creating tailored investment strategies based on each client's goals and risk tolerance. In addition to investment management, Thatcher Wealth Management integrates financial planning covering retirement, tax concerns, life insurance, college savings, and debt management. The firm also assists clients with estate planning guidance through a third-party platform for a flat fee. Thatcher Wealth Management serves individuals and high-net-worth individuals, with no minimum account size required to start working together.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.65% |
| $500K - $1.0M | 1.50% |
| $1.0M - $3.0M | 1.00% |
| $3.0M - $5.0M | 0.85% |
| $5.0M - $10.0M | 0.70% |
| $10.0M - $25.0M | 0.60% |
| $25M+ | 0.40% |
Fees are generally negotiable. Related household accounts are aggregated for tier calculation.