XCountry Financial, operating as Christopher Malouf & Associates Inc., offers investment management and financial planning services. They create investment plans based on your goals and risk tolerance, and manage your portfolio. They also offer financial planning, covering areas like retirement, taxes, insurance, and estate planning. Financial planning can be included with investment management or offered as a standalone service. XCountry Financial may recommend outside managers.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.50% |
| $250K - $500K | 1.25% |
| $500K - $1.0M | 1.00% |
| $1M+ | 1.00% |
Fees are negotiable for accounts over $1,000,000. When Outside Managers are used, the model and strategy fees are separate and in addition to XCountry Financial Portfolio Services Fees. The Outside Manager fees are billed separately by the Custodian. At no time will the total combined fee exceed 2%.