Aliya Financial is an independent registered investment advisor founded in 2025 and based in Highland Park, New Jersey. The firm is led by Michael Hanania Benklifa and provides ongoing investment management alongside comprehensive financial planning for individuals, families, retirees, and business owners. Aliya Financial tailors its investment strategies to each client's specific needs, utilizing diversified portfolios of exchange-traded funds, mutual funds, individual securities, and conservative options-based income strategies when appropriate. The firm offers both discretionary portfolio management, where trades are executed on your behalf, and non-discretionary services that require your approval before making any changes. In addition to portfolio management, Aliya Financial provides guidance on retirement income, longevity, healthcare costs, long-term care, insurance analysis, education funding, and budgeting. The firm does not impose any minimum investment amount or account size requirement.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.00% |
Fees are negotiable based on account complexity or overall household relationship size.