Cultivate Wealth Partners provides ongoing portfolio management services tailored to each client's individual goals, time horizon, and risk tolerance. Cultivate Wealth Partners creates a personalized investment policy statement for each client and uses modern portfolio theory to guide asset allocation, selection, and monitoring. Portfolio management includes discretionary authority to execute transactions without prior client permission. Financial planning services—covering investment planning, insurance, taxes, retirement, college, and debt management—are provided at no additional charge for portfolio management clients. Standalone financial planning is also available. Cultivate Wealth Partners generally limits its investment recommendations to publicly traded stocks, mutual funds, exchange-traded funds, real estate funds, insurance products, commodities, and private placements. David Nachtweih is the principal owner and chief compliance officer.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $2.5M | 0.90% |
| $2.5M - $5.0M | 0.80% |
| $5.0M - $10.0M | 0.70% |
| $10.0M - $20.0M | 0.60% |
| $20M+ | 0.50% |
Fees are generally negotiable.