Independent Capital is a registered investment advisor based in Chicago, Illinois, offering continuous investment management and personalized financial planning. Independent Capital builds diversified portfolios primarily using mutual funds and exchange-traded funds, tailored to each client's specific goals, risk tolerance, and tax considerations. For investment management, Independent Capital utilizes discretionary authority to buy and sell securities. The firm's financial planning services cover cash flow and debt management, college savings, general financial goals, and retirement planning, and can be provided on an ongoing basis or as a one-time project. Independent Capital does not have a minimum investment requirement to open or maintain an account.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.50% |
| $500K - $1.0M | 1.25% |
| $1.0M - $2.0M | 1.00% |
| $2.0M - $5.0M | 0.75% |
| $5M+ | 0.50% |
Fees are negotiable based on the size and nature of the relationship, services rendered, and complexity.