JKD Financial Planning is a fee-only registered investment advisor based in Springfield, Missouri, founded in 2026. The firm offers comprehensive wealth management services, which combine continuous portfolio management with personalized financial planning at no extra cost. Portfolio strategies are built around Modern Portfolio Theory and tailored to each client's specific goals, risk tolerance, and tax situation, utilizing stocks, bonds, mutual funds, exchange-traded funds, and cash equivalents, alongside outside managers when appropriate. Financial planning covers retirement, cash flow and debt management, college savings, employee benefits, estate planning, insurance, and tax strategies. Additionally, the firm provides standalone project-based financial planning and hourly consulting services. JKD Financial Planning acts legally required to act in your best interest and does not sell insurance or investment products for commissions.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 0.05% |
Fees consist of a flat annual fee of up to $7,000 regardless of portfolio size. The firm does not charge a traditional percentage of assets under management, but reports a maximum combined fee of 2% when utilizing outside managers.