Capital Narrative Wealth Management is a registered investment advisor founded in December 2025 and located in Sacramento, California. The firm is led by Christina Hartman and offers personalized investment management and financial planning services. For investment management, Capital Narrative Wealth Management builds and manages portfolios tailored to each client's specific goals, risk tolerance, and tax considerations, primarily utilizing stocks, bonds, mutual funds, exchange-traded funds, and cash equivalents. The firm operates on a non-discretionary basis, meaning they obtain your approval before executing any trades. In addition to managing investments, Capital Narrative Wealth Management offers comprehensive financial planning services available through ongoing relationships or one-time project engagements. These planning services cover a broad range of topics, including business consulting, cash flow and debt management, college savings, employee benefits, estate planning coordination, insurance analysis, retirement projections, and tax planning strategies. The firm has no account minimums and operates as a fee-only advisor, meaning they are compensated solely through client fees and do not accept commissions or third-party product sales compensation.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.00% |
| $500K - $1.0M | 0.90% |
| $1.0M - $3.0M | 0.80% |
| $3M+ | 0.60% |
Fees are negotiable and accounts of members of the same household may be aggregated.