SEA Financial Hawaii offers personalized investment management and financial planning services for individuals and high-net-worth clients. Founded in 2009 and registered as a registered investment advisor in 2026, the firm is led by Martin Wheeler. SEA Financial Hawaii provides continuous investment advice, helping clients build portfolios using stocks, bonds, mutual funds, exchange-traded funds, and cash equivalents. The firm operates on a fee-only basis, meaning compensation comes solely from client fees rather than commissions on product sales. In addition to managing investments, SEA Financial Hawaii offers comprehensive ongoing financial planning and project-based financial planning covering retirement, taxes, estate planning, cash flow, employee benefits, and insurance. The firm develops customized strategies based on each client's specific goals, risk tolerance, and time horizon, and utilizes Charles Schwab & Co., Inc. as the custodian for client accounts.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 1.50% |
| $100K - $250K | 1.25% |
| $250K - $500K | 1.00% |
| $500K - $1.0M | 0.95% |
| $1.0M - $2.5M | 0.85% |
| $2.5M - $5.0M | 0.75% |
| $5.0M - $10.0M | 0.65% |
| $10M+ | 0.65% |
Fees are negotiable and accounts of members of the same household may be aggregated.