JMD Financial Planning Inc. provides personalized investment management and financial planning services to individuals, families, and high net worth clients. Led by Joseph DiGiammo Jr., the firm builds customized portfolios using stocks, bonds, mutual funds, exchange-traded funds, and options, while aligning investments with each client's specific goals, time horizon, and risk tolerance. Alongside portfolio management, JMD Financial Planning offers comprehensive financial planning covering retirement strategies, cash flow analysis, tax reduction planning, risk management, and estate preservation, as well as modular consultation services for specific financial topics. The firm operates with a flat asset-based fee schedule for portfolio management and hourly fees for standalone financial planning, emphasizing a client-first approach and strict adherence to acting in the client's best interest.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 0.70% |
Fees are negotiable based on historical relationships, asset types, account composition, and asset amounts. Cash is included in asset calculations.