Takayoshi Wealth Management LLC is a registered investment advisor founded in January 2026 and based in Newton, Massachusetts. The firm provides personalized financial planning and investment advisory services primarily to individuals, families, trusts, and estates. Rather than charging fees based on a percentage of the value of your portfolio, Takayoshi Wealth Management charges flat fees for specific service packages. These include the 90 Days Financial Sprint, which is a comprehensive initial planning and investment engagement; Year-Round Advisory, which provides ongoing support after completing the initial sprint; and Focused Review engagements for targeted, single-topic projects. The firm specializes in low-cost exchange-traded funds and mutual funds, emphasizing broad diversification, cost awareness, and tax considerations. All investment recommendations are provided on a non-discretionary basis, meaning clients must approve all trades before they are executed. The firm does not manage portfolios through third-party platforms and does not have custody of client funds.
Fee Structure
Takayoshi Wealth Management offers Year-Round Advisory for clients who want ongoing financial planning and investment advice after completing the initial 90 Days Financial Sprint.
- Cost: $3,500 annual flat fee, billed in two equal installments every six months.
- What is included: Periodic planning check-ins, ongoing advice as your circumstances or objectives change, continuing support on financial planning topics (such as cash flow, retirement, insurance, education, tax planning considerations, estate planning coordination, and equity compensation), ongoing portfolio advice, and periodic reviews of holdings and allocations.
- 90 Days Financial Sprint — $5,000 flat fee for a comprehensive initial planning and investment advisory engagement covering cash flow, retirement, insurance, education, taxes, estate planning coordination, and employee benefits. Billed in two installments (50% upfront, 50% upon completion).
- Focused Review — Project-based fees ranging from $500 to $5,000 or more, depending on the scope and complexity. This covers targeted advice on specific topics such as divorce-related financial planning, death of a family member, education funding decisions, retirement readiness, job changes and benefits decisions, or equity compensation planning.