Lotic Financial Planning is a registered investment advisor operating as a fee-only firm founded in February 2025 and located in Naperville, Illinois. Lotic Financial Planning offers project-based financial planning services to individuals, families, and small businesses on a limited-scope, one-time engagement basis. The firm does not provide ongoing investment management, portfolio monitoring, or discretionary trading services, nor does it manage any client accounts or assets under management. Clients receive a comprehensive written or electronic report addressing specific financial areas such as cash flow and debt management, college savings, employee benefits optimization, estate planning, financial goals, insurance analysis, investment analysis, retirement planning, risk management, and tax planning strategies. Lotic Financial Planning is led by Daryl Varney, who serves as the principal owner and Chief Compliance Officer.
Fee Structure
Lotic Financial Planning charges an hourly rate of $200 for project-based financial planning engagements. The services cover specific areas of your financial life, including cash flow and debt management, college savings, employee benefits optimization, estate planning, financial goals, insurance review, investment analysis, retirement planning, risk management, and tax planning strategies.