Felspar Financial

Felspar Financial is a registered investment advisor based in San Diego, California, offering discretionary investment management and financial planning services. Founded and operated by Carter Watson, Felspar Financial focuses on helping individuals and high net worth clients build long-term wealth through modern portfolio theory and strategic asset allocation. The firm designs personalized portfolios using mutual funds and exchange-traded funds, while emphasizing diversification and ongoing monitoring. In addition to managing investments, Felspar Financial provides standalone or ongoing financial planning covering retirement, cash flow, tax coordination, and estate planning. The firm operates with a fee-only compensation structure, charging either a percentage of the assets under management or a fixed fee for planning engagements, and requires all client accounts to be held at Charles Schwab & Co., Inc. as qualified custodian.