Fifth Generation Financial is a registered investment advisor based in Houston, Texas, founded by Robert Maxwell. The firm rejects standard consensus-driven investing, choosing instead to focus on unpopular value opportunities and managing portfolios through five distinct investment sleeves: Cash & Liquidity, Real Assets, Income Assets, Growth & Value Assets, and Alpha Opportunity. Fifth Generation Financial tailors its services to individual client goals, risk tolerance, and tax situations, and also offers standalone or integrated financial planning and annual tax planning services. The firm acts as a fee-only advisor and does not participate in wrap fee programs.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.25% |
| $500K - $2.0M | 1.10% |
| $2M+ | 1.00% |
Rates shown are for the Growth & Value and Alpha Opportunity sleeves. Real Assets and Income Assets sleeves charge 0.75% up to $500K, 0.60% from $500K to $2M, and 0.50% above $2M. Cash & Liquidity sleeve charges 0.00%. Fees are negotiable.