Cdt Capital Wealth Advisory LLC

CDT Capital Wealth Advisory LLC provides comprehensive investment management, financial planning, retirement planning, and estate-planning coordination for individuals, families, and corporate entities. The firm constructs and manages each client's portfolio independently without using standardized model portfolios. Investment recommendations primarily utilize exchange-traded funds, mutual funds, and private investment vehicles, with portfolios managed on either a discretionary or non-discretionary basis. Financial planning covers cash-flow analysis, household budgeting, savings priorities, tax-sensitive investment planning, education funding, insurance reviews, and equity-compensation analysis. Retirement planning includes estimating income needs, Social Security analysis, pension reviews, and rollover evaluations. Estate-planning coordination involves reviewing beneficiary designations, aligning accounts with estate goals, and coordinating with professional advisors.