Bay Pointe Financial provides ongoing portfolio management and financial planning services tailored to each client's goals, time horizon, and risk tolerance. Portfolio management covers investment strategy, asset allocation, asset selection, ongoing monitoring, and risk management. Bay Pointe Financial generally limits its investment advice to mutual funds, fixed income securities, exchange-traded funds, equities, and insurance products such as fee-based annuities. In addition to investment management, the firm offers one-time and ongoing financial planning, as well as pension consulting services for employee benefit plans. Bay Pointe Financial specializes in working with individuals, high net worth individuals, and retirement plans.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.50% |
Fees are up to 1.50% annually and are generally negotiable. Accounts below the $250,000 household minimum are charged 1.5% annually, while accounts exceeding the threshold use a tiered schedule.