YSB Wealth Management offers wealth management services, which combine personalized investment management and financial planning. YSB Wealth Management designs custom portfolios using stocks, bonds, mutual funds, exchange-traded funds, government securities, and annuities, tailoring them to each client's specific risk tolerance and goals. Alongside managing investments, YSB Wealth Management provides comprehensive financial planning covering cash flow, debt management, college savings, estate planning, insurance analysis, and retirement projections at no additional fee. YSB Wealth Management operates as a fee-only registered investment advisor with no minimum account size requirement.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.35% |
| $500K - $1.0M | 1.20% |
| $1.0M - $2.0M | 0.85% |
| $2.0M - $5.0M | 0.60% |
| $5.0M - $10.0M | 0.45% |
| $10M+ | 0.30% |
Fees are calculated as a blended rate across tiers and billed monthly. Household accounts may be aggregated. Annuities are charged up to 1.00% separately and are not included in portfolio breakpoints.