Ohio CU Financial Services provides ongoing portfolio management services tailored to each client's individual goals, time horizon, and risk tolerance. The firm creates a personalized investment policy statement for every client and focuses on long-term investing using fundamental analysis. Investment advice generally covers mutual funds, fixed income securities, exchange-traded funds, and insurance products such as annuities. In addition to individual portfolio management, Ohio CU Financial Services offers consulting services to employee benefit plans and retirement accounts. The firm operates on a fee-based structure, charging a percentage of the assets under management, and requires clients to use Charles Schwab as their custodian. The firm does not have discretion over client accounts, meaning clients must approve trades, and there is no minimum investment required to open an account.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.00% |
| $500K+ | 0.75% |
Fees are generally negotiable. Pension consulting services have a separate fee schedule of 0.75% for the first $500,000 and 0.65% for amounts above $500,000.