First Class Financial offers discretionary and non-discretionary investment management, along with financial planning and consulting services. First Class Financial designs customized portfolios based on each client's goals, time horizon, and risk tolerance, and can utilize third-party model portfolios. In addition to managing investments, First Class Financial creates comprehensive financial plans covering retirement strategies, cash flow analysis, risk management, tax reduction strategies, estate preservation, and business planning. First Class Financial is owned and operated by Cody Wald, who is a Certified Financial Planner, Certified Public Accountant, and Accredited Portfolio Management Advisor. First Class Financial has no account minimums, making its services accessible to investors at various stages of wealth.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.0M | 1.00% |
| $2.0M - $5.0M | 0.75% |
| $5M+ | 0.50% |
Fees are negotiable based on historical relationship, asset type, anticipated future assets, and account composition. Ongoing financial planning is included at no extra cost for investment management clients with $2,000,000 or more in managed assets.