Caldric Capital is a registered investment advisor based in Seminary, Mississippi, founded and solely owned by Joshua Aust. Caldric Capital provides two primary services: ongoing asset management and standalone financial planning and consulting. Asset management services use a tactical, signal-responsive investment process driven by macroeconomic research, implementing model portfolios primarily composed of exchange-traded funds, exchange-listed securities, mutual funds, and cash equivalents. Standard portfolio-related planning support is included at no extra charge for asset management clients. Standalone financial planning services are offered under separate agreements and cover full or modular financial plans, one-time consultations, and as-needed consulting. Caldric Capital requires a minimum account size of $500,000 for asset management services, though household accounts can be aggregated to meet this minimum.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.25% |
| $1.0M - $2.0M | 1.00% |
| $2.0M - $5.0M | 0.85% |
| $5.0M - $10.0M | 0.70% |
| $10M+ | 0.50% |
Fees are negotiable based on client type, anticipated future assets, relationship with the firm, and total assets under management.