Shepherd Advisory LLC offers fractional family office and personal CFO services to high-net-worth individuals and families. Shepherd Advisory acts as a central coordinator between clients and their broader professional network, including Certified Public Accountants, attorneys, investment managers, and estate planners. The firm provides comprehensive financial planning, non-discretionary investment advisory services, net worth tracking, cash flow analysis, bill pay oversight, and document management. Shepherd Advisory operates on a fee-only retainer basis across three distinct service tiers ranging from wealth reporting to comprehensive personal CFO services, including tax preparation. The firm does not manage client assets directly or execute trades; clients maintain their assets at independent custodians.
Fee Structure
Shepherd Advisory charges fixed quarterly retainer fees based on three service tiers:
- Tier 1: Wealth Reporting — $7,500 to $12,000 per quarter ($30,000 to $48,000 annually), covering account aggregation, monthly balance sheets, net worth tracking, asset allocation breakdowns, and cash position reports.
- Tier 2: Wealth Intelligence — $15,000 to $21,000 per quarter ($60,000 to $84,000 annually), covering all Tier 1 services plus cash flow projections, liquidity analysis, manager fee analysis, quarterly insights memos, and investment recommendations.
- Tier 3: Personal CFO — $30,000 to $45,000 per quarter ($120,000 to $180,000 annually), covering all Tier 2 services plus tax preparation, full advisor coordination, bill pay oversight, document management, and ongoing availability.