Worry-In-Order, LLC is a registered investment advisor founded by Shaun Nima Christiansen, offering discretionary investment advisory and portfolio management services. The firm partners with Betterment to provide custodial, brokerage, and sub-advisory services through a bundled fee program. Worry-In-Order builds customized portfolios primarily utilizing mutual funds, exchange-traded funds, and cryptocurrency exchange-traded funds, combining passive Modern Portfolio Theory strategies with active tactical approaches. Services include ongoing portfolio monitoring, monthly account reviews, tax-loss harvesting, tax coordination, and dollar-cost averaging. In addition to investment management, the firm provides holistic financial planning and insurance-related services.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 1.00% |
| $100K - $500K | 0.95% |
| $500K - $1.0M | 0.90% |
| $1M+ | 0.90% |
Rates shown are for the advisory fee remitted to Worry-In-Order. A separate custodial fee of 0.20% is charged by Betterment (which decreases as firm-wide assets increase). Fees for accounts over $1,000,000 are negotiable.