FirstFruits Wealth Management is a registered investment advisor located in Henrico, Virginia, founded in 2026 by Josiah Martin. FirstFruits Wealth Management offers wealth management services that combine continuous investment management with personalized financial planning. The firm builds customized portfolios using Modern Portfolio Theory, focusing on asset allocation and investing in stocks, bonds, mutual funds, exchange-traded funds, and cash equivalents. Financial planning covers a broad range of topics, including retirement planning, tax strategies, cash flow and debt management, employee benefits, estate planning, insurance, college savings, and business planning. FirstFruits Wealth Management operates as a fee-only firm, meaning compensation comes solely from client fees rather than commissions or product sales.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $3.0M | 0.70% |
| $3M+ | 0.50% |
Fees are negotiable. Household accounts can be aggregated to meet fee tiers.