Hormaza Capital Advisory is an independent registered investment advisory firm headquartered in Doral, Florida, founded by Daniel De La Hormaza Hernandez. The firm provides personalized wealth management services combining investment management and comprehensive financial planning for individuals, high-net-worth clients, families, trusts, and estates. Hormaza Capital Advisory utilizes an evidence-based and factor-based investment philosophy, heavily influenced by the Fama-French Five-Factor Model and the Efficient Market Hypothesis, primarily implementing portfolios through low-cost exchange-traded funds with a core-satellite strategy. Comprehensive financial planning covers areas such as business consulting, cash flow and debt management, college savings, employee benefits, estate planning, retirement planning, risk management, and tax planning strategies. The firm acts in your best interest as a legally required fiduciary and charges fees based on a percentage of the value of your portfolio.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $300K | 1.20% |
| $300K - $600K | 1.10% |
| $600K - $1.5M | 1.00% |
| $1.5M - $3.0M | 0.80% |
| $3.0M - $5.0M | 0.70% |
| $5M+ | 0.60% |
Fees are generally not negotiable, though the firm may negotiate or waive fees in sole discretion for certain clients based on specific circumstances.