P&L Family Wealth offers comprehensive wealth management services, combining personalized investment management and financial planning. P&L Family Wealth builds customized investment portfolios using modern portfolio theory, investing in stocks, bonds, mutual funds, exchange-traded funds, and digital assets. P&L Family Wealth also utilizes outside managers, including model portfolios from XY Investment Solutions, to assist with account management. Alongside investment management, P&L Family Wealth provides financial planning at no additional fee, covering business planning, cash flow and debt management, college savings, estate planning strategies, and tax planning strategies. P&L Family Wealth is legally required to act in your best interest and operates as a fee-only registered investment advisor with offices in California.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $2.0M | 1.00% |
| $2.0M - $5.0M | 0.85% |
| $5M+ | 0.75% |
Firm charges a minimum annual fee of $10,000 for accounts under $1,000,000, which is reduced as necessary to ensure the effective annual fee does not exceed 2.00% of assets under management. Fees are negotiable.