SRJ Financial Consulting is a registered investment advisor based in Lombard, Illinois, founded and led by Steven Johnson. The firm provides personalized investment management and financial planning services to individuals, small businesses, trusts, estates, and charities. Investment advisory services are offered on a non-discretionary basis, meaning SRJ Financial Consulting recommends specific trades but obtains your approval before executing any transactions. The firm builds tailored investment strategies using fundamental analysis, technical analysis, modern portfolio theory, and diversification. In addition to portfolio management, SRJ Financial Consulting offers comprehensive financial planning and consulting covering cash flow analysis, retirement planning, tax planning and preparation, risk management, and estate planning. Financial planning services are included at no extra cost for clients who use SRJ Financial Consulting for ongoing investment management, or they can be purchased separately on an hourly or fixed-fee basis.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 1.25% |
| $100K - $1.0M | 1.00% |
| $1.0M - $2.0M | 0.90% |
| $2.0M - $5.0M | 0.75% |
| $5.0M - $10.0M | 0.60% |
| $10M+ | 0.50% |
Fees are billed quarterly in arrears. SRJ Financial Consulting reserves the right to reduce or waive fees, and may group related client accounts ('householding') to achieve minimum fees.