The Shield Finance

The Shield Finance provides fee-only financial education, coaching, ongoing and project-based financial planning, and investment management services primarily tailored to first responders and public safety professionals, including law enforcement officers, firefighters, and emergency medical personnel. Founded in Indiana by Ryan Skaggs, the firm takes a holistic approach to address the unique financial needs of public servants, such as pension planning, employee benefits optimization, and debt management. Investment advisory services are generally delivered on a non-discretionary basis, meaning The Shield Finance seeks your approval before making any trades. The firm utilizes modern portfolio theory and fundamental and technical analysis to construct diversified portfolios using stocks, bonds, mutual funds, and exchange-traded funds. Additionally, The Shield Finance offers foundational financial coaching for clients who need help establishing budgets and debt reduction strategies before moving on to formal financial planning or investment management.