Upstate Advisers is a registered investment advisor founded in 2026 and based in Pittsford, New York. The firm is wholly owned by Amy Ryan and provides personalized investment management and financial planning services to individuals and families, as well as consulting services for employer-sponsored retirement plans. Upstate Advisers uses a disciplined, long-term approach to portfolio construction, focusing on broad diversification, low costs, and tax efficiency, typically implementing strategies through index funds and exchange-traded funds. Comprehensive financial planning is included at no additional cost for investment management clients, covering areas such as retirement planning, cash flow, tax coordination, and estate planning. The firm acts legally required to act in your best interest and operates on a fee-only basis without commissions.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 0.65% |
Fees may be reduced, negotiated, or waived at the firm's discretion.