LifeWise Wealth Advisors provides customized investment management and financial planning services to individuals, high-net-worth clients, trusts, estates, retirement plans, and corporations. LifeWise tailors portfolios using mutual funds, exchange-traded funds, individual equities, and government securities based on each client's unique financial condition, risk tolerance, and goals. In addition to managing investments, LifeWise offers comprehensive financial planning covering retirement, education, estate, cash flow, tax, and insurance needs. The firm generally includes financial planning at no extra cost for clients who use its investment management services. LifeWise operates on a fee-only basis for its advisory services, though some team members are separately licensed as insurance professionals and can earn commissions on insurance product sales.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.25% |
| $250K - $500K | 1.10% |
| $500K - $1.0M | 0.95% |
| $1.0M - $2.0M | 0.80% |
| $2.0M - $3.0M | 0.65% |
| $3M+ | 0.50% |
Fees are negotiable based on relationship size, complexity, and time commitments. Family accounts living at the same address are grouped together for fee calculations.