Silver Birch Financial is a registered investment advisor based in Middlebury, Vermont, founded in 2026. The firm provides comprehensive wealth management services to individuals, families, trusts, and charitable organizations. Services integrate financial planning and investment management, typically beginning with a customized financial plan that covers savings, investment, and tax strategies for retirement, education, and estate planning. Silver Birch Financial builds tailored portfolios primarily using exchange-traded funds, mutual funds, equities, and fixed-income securities. The firm operates primarily on a discretionary basis, meaning they make investment decisions and execute trades on behalf of clients without requiring prior approval for each individual transaction. In addition to direct portfolio management, Silver Birch Financial can refer clients to third-party money managers. The firm operates as a fee-only advisor and acts as a fiduciary, meaning they are legally required to put client interests first.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.00% |
Annual investment management fees range from 0.30% to 1.00% based on total assets under management, client type, services requested, and complexity. Fees are negotiable.