Saaga Wealth Planning is a registered investment advisor based in Fremont, California, founded by Hetal Saki in July 2026. The firm offers personalized investment management and financial planning services tailored to individual needs and risk tolerances. For investment portfolios, Saaga Wealth Planning builds customized asset allocations across stocks, bonds, mutual funds, cash, and annuities, and manages accounts with the authority to make trades without asking first. In addition to investment management, the firm provides project-based financial planning and ongoing retainer services covering areas such as retirement planning, tax strategies, estate considerations, cash flow management, and risk assessment. Saaga Wealth Planning emphasizes a client-first approach, operating as a registered investment advisor legally required to act in your best interest.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 0.90% |
| $1.0M - $2.0M | 0.80% |
| $2.0M - $3.0M | 0.70% |
| $3.0M - $4.0M | 0.60% |
| $4M+ | 0.50% |
Fees are negotiable and may be lowered or waived at the firm's sole discretion.