Divergence Wealth Management is a registered investment advisor founded in March 2026 and located in Portsmouth, New Hampshire. Owned and operated by Christian T. Habershaw, the firm provides personalized wealth management services that combine discretionary investment management with comprehensive financial planning. Divergence Wealth works closely with individuals and high net worth individuals to understand their investment goals, risk tolerance, and financial situations. The firm constructs portfolios primarily using low-cost, diversified mutual funds, exchange-traded funds, and individual stocks and bonds, with a long-term focus. In addition to wealth management, Divergence Wealth offers standalone hourly investment consulting services. The firm operates as a fiduciary, meaning it is legally required to act in your best interest. Divergence Wealth generally does not impose a minimum relationship size.
Fee Structure
Divergence Wealth charges annual wealth management fees ranging from $2,500 to $15,000, which cover both investment management and comprehensive financial planning. The exact fee depends on the scope and complexity of the services provided, the level of assets managed, and your overall relationship with the firm. Fees are billed in arrears on a monthly or quarterly basis.