64bits LLC, doing business as Ihsan Wealth, is a registered investment advisor that provides automated investment management exclusively through its website and mobile application. The firm offers discretionary portfolio management using pre-set model portfolios built from exchange-traded funds designed to comply with Islamic investment principles. Clients complete an online questionnaire, and the firm’s software assigns them to a model portfolio, monitors their investments, and rebalances accounts automatically. The firm does not provide personalized human advice by phone, email, or in person. Its investment strategy focuses on long-term buy-and-hold investing, with optional tax-loss harvesting available for taxable accounts. The firm serves individual investors, trusts, and retirement accounts.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 0.40% |
Subject to a minimum annual fee of $59.88 ($4.99 per month), which applies to accounts under approximately $14,970.