Ludgate Capital is a registered investment advisor based in Illinois that provides personalized portfolio management, financial planning, retirement planning, and investment consulting services. Founded in 2024 by Michael Ludgate, the firm focuses on building diversified portfolios using publicly traded securities like stocks, bonds, exchange-traded funds, and mutual funds. Ludgate Capital operates on a non-discretionary basis, meaning clients retain final approval over all investment recommendations and transactions. Financial planning and retirement planning services are included at no extra cost for clients who maintain an ongoing investment management relationship. The firm primarily serves individuals, families, and trusts, requiring a minimum investment of $500,000, though this minimum may be modified at the firm's discretion.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.00% |
Annual fee of 1.0% of assets under management. Financial planning is included at no extra cost.