345 Investment Advisory manages investment portfolios for individuals, trusts, estates, corporations, and other entities. The firm offers discretionary and non-discretionary portfolio management services, tailoring asset allocation strategies to each client's specific financial situation, goals, risk tolerance, and time horizon. 345 Investment Advisory utilizes third-party sub-advisers and portfolio model managers, such as SEI Investments Management Corporation, to assist with back-office support, trading, and research, while retaining supervisory oversight. The firm also provides discretionary management for participant-held accounts through platforms like Aspire. In addition to investment management, certain associated persons of 345 Investment Advisory are registered representatives of a broker-dealer and licensed insurance agents, allowing them to offer securities and insurance products for commission-based compensation separate from advisory fees. The firm emphasizes a personalized approach, conducting regular reviews and maintaining a focus on diversification across various asset classes including equities, exchange-traded funds, mutual funds, and fixed income securities.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.50% |
Maximum annual fee is up to 1.50% of assets under management. Sub-advisers or portfolio model managers may charge an additional fee of up to 1.00% for the portion of assets they manage. Aspire platform accounts include a platform fee of up to 0.50%. Fees are negotiable.