Dversify Advisors is an independent registered investment advisor headquartered in Georgetown, Texas, offering automated financial planning and investment recommendations. Led by sole owner Kris Bhanushali, the firm delivers its services exclusively through the interactive website dversify.ai rather than through traditional in-person meetings or phone calls. Clients subscribe to one of two recurring digital packages: the 55+ Pre-Retirement package or the Investor package, both billed quarterly in advance. These packages cover a wide range of topics, including retirement income strategies, Social Security optimization, tax-loss harvesting, cash-flow analysis, estate planning gaps, and equity compensation reviews. Because advice is generated digitally based on client-supplied data, the firm does not provide ongoing account monitoring between sessions, nor does it exercise trading authority or custody client funds. Recommendations are generally limited to exchange-traded funds, mutual funds, and individual publicly traded equities and fixed-income securities.
Fee Structure
Dversify Advisors offers ongoing digital subscription packages billed quarterly in advance, which include continuous access to automated financial planning analyses on the dversify.ai platform:
- 55+ Pre-Retirement package — $495 per quarter (effective annual rate of $1,975), which includes retirement income, tax, and planning analyses.
- Investor package — $745 per quarter (effective annual rate of $2,975), which includes all analyses in the pre-retirement package plus equity-compensation, real-estate, and business-entity analyses.
Subscriptions renew automatically, and access continues through the end of any quarter already paid for if cancelled.