Mindi Financial manages investment portfolios and provides comprehensive financial planning for individuals, families, and business owners. Mindi Financial builds personalized investment portfolios using stocks, bonds, mutual funds, exchange-traded funds, and cash equivalents, guided by your goals, risk tolerance, and tax situation. Financial planning is bundled into the investment management relationship and covers areas such as retirement planning, tax strategies, cash flow and debt management, estate planning, employee benefits optimization, college savings, and risk management. Mindi Financial does not offer financial planning as a standalone service; it is provided exclusively alongside investment management. Mindi Financial operates as a fee-only registered investment advisor, meaning compensation comes solely from client fees rather than commissions or product sales.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.0M | 1.00% |
| $2.0M - $4.0M | 0.80% |
| $4M+ | 0.60% |
Mindi Financial enforces a $5,000 minimum annual fee. Portfolios under $500,000 pay this $5,000 minimum. Fees are negotiable.