Ruiz Financial Group is a registered investment advisor based in Toledo, Ohio, founded and led by Anthony Ruiz. The firm provides personalized investment management and financial planning services to individuals, high-net-worth clients, families, trusts, estates, and small businesses. Investment management services are offered on a discretionary basis, allowing the firm to build and monitor customized portfolios using individual securities, mutual funds, exchange-traded funds, and third-party investment managers. Financial planning is customized to each client's needs and spans several service tiers—Foundations, Growth, and Legacy—covering topics such as retirement planning, tax coordination, estate planning, cash flow, and equity compensation. The firm operates as a fee-only practice, meaning it is legally required to act in your best interest and does not accept commissions, referral fees, or product sales compensation.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.10% |
| $1.0M - $2.0M | 0.90% |
| $2.0M - $5.0M | 0.70% |
| $5M+ | 0.50% |
Fees are negotiable.