Joski Financial is an investment advisory firm based in Idaho that offers personalized financial planning, portfolio management, and ongoing advisory services to individuals, families, and small business owners. Operating under a planning-first philosophy, Joski Financial uses comprehensive financial planning as the foundation for all investment recommendations. Services include retirement income strategies, cash flow budgeting, risk management, tax-aware planning, and portfolio construction using exchange-traded funds, mutual funds, and individual securities. The firm may also utilize third-party managers to assist with portfolio management. In addition to individual wealth management, Joski Financial offers retirement plan consulting services for employer-sponsored plans like 401ks.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.25% |
Advisory fee will not exceed 1.25% of billable assets under management. Fees are generally billed quarterly in arrears based on the average daily balance.