The Wealthcare Clinic is a registered investment advisor that offers two primary services: investment management and wealth management. Investment management involves building, monitoring, and adjusting your investment portfolio based on your personal goals, risk tolerance, and time horizon. Wealth management combines investment management with financial planning advice to help you balance the timing and likelihood of funding your long-term goals. The Wealthcare Clinic applies Modern Portfolio Theory and goals-based investing, utilizing exchange-traded funds, mutual funds, individual stocks, debt securities, and other publicly traded assets. The firm operates on a fee-only basis, meaning they do not earn commissions on the sale of investment products. The Wealthcare Clinic requires client accounts to be held at Charles Schwab & Co. and does not maintain physical custody of client funds or securities.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 0.75% |
| $1.0M - $2.0M | 0.50% |
| $2.0M - $5.0M | 0.25% |
| $5M+ | 0.10% |
Schedule reflects the Wealth Management service. The firm also offers a standalone Investment Management service with rates of 0.25% on the first $2,000,000 and 0.10 on assets over $2,000,000. Fees are negotiable and subject to household minimums ($1,200 for Investment Management and $7,500 for Wealth Management).