Zhidi Luo is an investment advisory firm based in Chicago, Illinois, operating as a sole proprietorship. The firm offers discretionary portfolio management services, meaning Zhidi Luo makes investment decisions and executes trades on your behalf without needing prior approval for each individual transaction. Investment advice is tailored to each client's unique financial goals, risk tolerance, and personal circumstances. The firm provides guidance across a broad range of investments, including stocks, bonds, mutual funds, exchange-traded funds, debt securities, and real estate investment trusts. Zhidi Luo is legally required to act in your best interest and is compensated solely through a tiered percentage fee based on the value of the portfolio managed, ensuring no commissions or hidden product sales charges.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $120K | 1.50% |
| $120K+ | 1.00% |
Fees are negotiable based on the specific circumstances of each client.