EnlightnU Wealth provides portfolio management and investment advisory services to individuals and high-net-worth clients. The firm focuses on creating personalized investment strategies by evaluating each client's goals, time horizon, risk tolerance, and objectives. EnlightnU Wealth operates on a discretionary basis, meaning the firm makes trades on your behalf based on your agreed-upon strategy. In some cases, the firm may hire outside investment managers to oversee all or a portion of client assets. Alongside investment management, the firm may provide comprehensive financial planning—covering retirement strategies, risk management, and estate preservation—at no additional cost. EnlightnU Wealth does not require a minimum account size to open or maintain an account. Certain team members also operate as licensed insurance agents through separate businesses, offering insurance products for commissions, which creates a potential conflict of interest.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $5.0M | 0.75% |
| $5M+ | 0.50% |
Fees are negotiable based on historical relationships, asset types, and account size. Cash is included as an asset class in fee calculations.