AllZen Wealth and Financial Services is a registered investment advisor founded by Cindy Foong, offering ongoing financial planning and investment management services. The firm operates on a fee-only basis, meaning it does not sell insurance or commissioned financial products and accepts no finder's fees or commissions. Services include analyzing financial goals, developing asset allocation strategies, managing investment portfolios, tax planning, insurance reviews, cash flow analysis, retirement planning, and estate planning reviews. Clients can choose standalone financial planning or combined services that bundle financial planning with discretionary investment management. Investment strategies primarily emphasize long-term passive investing using index mutual funds and exchange-traded funds, tailored to each client's individual tax situation, risk tolerance, and personal goals.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.00% |
| $250K - $500K | 0.75% |
| $500K - $750K | 0.50% |
| $750K - $1.3M | 0.25% |
| $1.3M+ | 0.20% |
Combined services also require a separate annual financial planning fee with a minimum of $8,000.