Lynch Financial Advisors, Inc. is a registered investment advisor founded in 2005 and based in Roseville, California. The firm offers a wide range of services including financial reviews, comprehensive financial planning, wealth management retainers, and early accumulation retainers for individuals, couples, and business owners. Lynch Financial Advisors helps clients with retirement planning, tax strategies, cash flow and budgeting, insurance reviews, estate planning coordination, and investment portfolio management. The firm generally manages client portfolios on a discretionary basis, using a mix of mutual funds, exchange-traded funds, and individual securities designed to support long-term goals while managing risk. In addition, Lynch Financial Advisors provides consulting services to help business owners improve their business balance and lifestyle, and coordinates tax preparation through an affiliated entity, Lynch Tax LLC.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.20% |
| $500K - $1.5M | 0.95% |
| $1.5M - $3.5M | 0.70% |
| $3.5M - $5.0M | 0.50% |
| $5M+ | 0.40% |
Standard fee schedule shown. Alternative schedules exist for retirement plans (0.60% down to 0.40%) and legacy family accounts. Fees are negotiable in certain circumstances.