Simple Money Advisors LLC offers ongoing portfolio management, financial planning, and subscription-based software services. For portfolio management, Simple Money Advisors constructs customized investment strategies based on each client's specific goals, risk tolerance, and time horizon. The firm can charge fees based on a percentage of the value of your portfolio, net worth, or through performance-based arrangements for qualified clients. Financial planning covers areas such as retirement, taxes, insurance, college savings, and debt management. Simple Money Advisors also offers a subscription software platform, Simple Money Projections, which provides centralized financial dashboards and budgeting tools. The firm limits its investment advice primarily to mutual funds, fixed income securities, real estate funds, insurance products, equities, exchange-traded funds, and private placements. Simple Money Advisors requires clients to use Charles Schwab & Co., Inc. as the custodian for their accounts.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.00% |
Rates are generally negotiable. Firm also offers a net worth-based fee schedule (0.50% down to 0.125%) and performance-based fees (1.00% plus 20.00% performance fee) for qualified clients.