Kitchen Table Financial Planning is a registered investment advisor located in Richmond, Virginia, founded in May 2026 by Matthew Romeo. The firm offers comprehensive wealth management services, which combine continuous discretionary investment management with financial planning at no additional charge. They also offer standalone ongoing financial planning and project-based financial planning. Kitchen Table Financial Planning operates as a fee-only firm, meaning they are compensated solely by clients and do not accept commissions or third-party product sales compensation. Their investment philosophy relies on Modern Portfolio Theory, asset allocation, and a mix of active and passive strategies using stocks, bonds, mutual funds, and exchange-traded funds. They specialize in working with individuals and high net-worth individuals, focusing on areas such as retirement planning, tax strategies, estate planning, cash flow management, and business consulting.
Fee Structure
Kitchen Table Financial Planning charges a recurring fixed fee for wealth management services, which include both investment management and financial planning. The fees are paid monthly or quarterly in advance:
- Wealth management recurring fee — $416.67 to $2,083.33 per month (or $1,250 to $6,250 per quarter), depending on your specific needs, complexity, and required resources.
- Initial onboarding fee — $0 to $6,250 to cover the initial construction of your comprehensive financial plan, which may be reduced or waived at the advisor's discretion.
