Kramer Wealth Management is a registered investment advisor founded in 2026 and based in Nipomo, California. The firm provides ongoing investment supervisory services tailored to each client's specific goals, risk tolerance, and time horizon. Kramer Wealth Management creates a personalized Investment Policy Statement for every client and manages portfolios with the authority to make trades without asking first. The firm's investment strategy focuses on a mix of fundamental, technical, and cyclical analysis, utilizing mutual funds, individual stocks and bonds, options, and exchange-traded funds and notes. In addition to direct portfolio management, Kramer Wealth Management may utilize third-party money managers and strategists to assist with client accounts. The firm does not participate in bundled fee programs and charges management fees directly based on a percentage of the assets under management.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.50% |
Fees are negotiable and can range from 0% to 1.50% based on the client's needs, complexity of the strategy, and overall situation. Fees are charged quarterly in arrears.