Harbor Light Capital provides personalized investment advisory and financial consulting services to individuals and families, including high net worth clients. Harbor Light Capital offers both non-discretionary programs—where clients direct their own investments or receive a customized strategy with an annual review—and discretionary portfolio management where Harbor Light Capital makes investment decisions on the client's behalf. Harbor Light Capital tailors its advice to each client's specific goals, risk tolerance, and time horizon, utilizing fundamental and technical analysis, modern portfolio theory, and various investment vehicles such as exchange-traded funds, mutual funds, individual equities, and fixed income securities.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $300K | 1.00% |
| $300K - $800K | 0.90% |
| $800K+ | 0.80% |
PIM accounts are subject to a one-time setup fee of $500. Flat fee schedules are also available for accounts under $150,000.