Quintessence Wealth Collective offers personalized financial planning and investment management services, focusing primarily on physicians, medical trainees, and other healthcare professionals. Quintessence provides comprehensive guidance that covers cash flow analysis, budgeting, student loan repayment, education planning, estate coordination, insurance reviews, retirement planning, and tax optimization. In addition to individual financial planning, Quintessence offers business consulting for medical practices and behavioral financial coaching. Quintessence builds custom investment portfolios tailored to each client's goals and risk tolerance, managing investments either with direct trading authority or collaboratively alongside the client. Becky Vogt-Lundeen, the founder and sole owner, operates Quintessence as a legally required fiduciary bound to act in each client's best interest.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.25% |
| $500K - $1.5M | 1.00% |
| $1.5M - $3.0M | 0.85% |
| $3.0M - $10.0M | 0.70% |
| $10M+ | 0.50% |
Fees are negotiable.