Langan Financial Group offers discretionary and non-discretionary investment management and personal financial planning services. The registered investment advisor helps clients build customized portfolios using mutual funds, exchange-traded funds, individual stocks and bonds, certificates of deposit, and real estate investment trusts. For clients participating in the firm's bundled wrap fee program, personal financial planning—covering retirement, education, estate, tax, and insurance needs—is typically included at no extra cost. Langan Financial Group also provides advisory services to qualified retirement plans, such as 401(k) plans, and works with external money managers when appropriate. Certain representatives of Langan Financial Group are licensed insurance professionals and registered representatives of a broker-dealer, through which they may offer insurance products or securities for separate commissions.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 1.25% |
| $100K - $250K | 1.10% |
| $250K - $500K | 1.00% |
| $500K - $1.0M | 0.70% |
| $1.0M - $3.0M | 0.60% |
| $3M+ | 0.50% |
Qualified retirement plan clients are subject to a minimum annual advisory fee of $2,000. Fees are negotiable in the firm's sole discretion.