Van Ham Wealth Management is a registered investment advisor based in San Jose, California, founded by Jeremy van Ham. The firm offers ongoing portfolio management and financial planning services tailored to each client's specific goals, time horizon, and risk tolerance. For investment management, Van Ham Wealth Management creates an individualized investment policy statement and constructs a diversified portfolio using mutual funds, exchange-traded funds, fixed income securities, equities, commodities, and non-U.S. securities. In addition to investment management, the firm provides financial planning covering areas such as retirement, taxes, life insurance, college savings, and debt management. Van Ham Wealth Management serves individual clients and operates as a fiduciary, meaning the firm is legally required to act in your best interest.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.20% |
| $250K+ | 1.00% |
Portfolios under $250,000 are charged a flat $250 per month ($3,000 annually), which equates to an effective rate of 1.20% at the $250,000 level. Portfolios above $250,000 are charged a flat 1.00% on the entire balance. Fees are generally negotiable.